7 Stocks I Believe Still Have Serious Upside

Everyone says this bull market is overvalued.
I don’t buy it.

Yes, valuations have stretched in some places. But that doesn’t mean the market is out of opportunities. There are still companies with strong growth, durable moats, and compelling setups for long-term investors.

Here are seven stocks I believe still have serious upside.

1. $OSCR | Oscar Health

Oscar Health is quietly scaling a tech-first healthcare platform. Membership keeps climbing, and its model improves as it grows, expanding margins with scale. Healthcare is one of the slowest-moving industries, and Oscar is building the infrastructure to modernize it.

2. $SOFI | SoFi Technologies

SoFi isn’t about trading — it’s about building a full financial ecosystem. The real strength is its lending platform, which drives profitability while pulling customers into banking, investing, and more. The pieces are in place for SoFi to evolve from a fintech upstart into a household financial brand.

3. $PYPL | PayPal

PayPal still dominates digital payments with 400M+ active accounts. It’s throwing off billions in free cash flow, using it to retire about 5% of its stock every year. Execution has been uneven, but at this valuation, the bar is low — and any turnaround could unlock major upside.

4. $UNH | UnitedHealth

UnitedHealth is the definition of a compounding machine. It has unmatched scale in healthcare, Optum is growing fast, and free cash flow is massive. It isn’t flashy, but it’s the kind of stock that can quietly build wealth in the background year after year.

5. $FUBO | FuboTV

Fubo is building around live sports — the most valuable segment in streaming. If its sports betting integration gains traction and Disney’s involvement adds weight, the upside could be massive. This is a small-cap with the potential to scale in ways the market isn’t pricing in.

6. $ADBE | Adobe

Adobe’s creative suite is deeply entrenched in workflows across industries worldwide. AI is not a threat here — it’s an enhancer, making Adobe’s tools stickier and opening new growth paths. With the recent pullback, valuation looks attractive for a business this strong.

7. $CRM | Salesforce

Salesforce has become the backbone of enterprise sales and customer management. Recurring revenue is sticky, margins are expanding, and AI features are creating more upsell opportunities. It’s still early in proving itself as an AI leader, but the foundation for long-term compounding is strong.

Final Thoughts

Markets may feel expensive at a glance, but that doesn’t mean every stock is. There are still names with durable business models and room to grow — you just have to look beyond the obvious.

Surmount Spotlight

If you’re looking to take investing beyond watchlists and start applying real strategies, check out Surmount.

It’s a platform that lets you run automated, backtested strategies directly on your existing brokerage account. Beginner-friendly, logic-driven, and built to help you invest with discipline instead of emotion.

My full strategy is going to be live soon, you can check them out here: https://bit.ly/3JqAYcY

Disclosure: This newsletter is for informational and educational purposes only. It does not constitute financial advice, and nothing here should be taken as a recommendation to buy or sell securities. Always do your own research and consult with a licensed advisor before making investment decisions.